Tinesh Bhasin &Amp; Priya Nair

Stories by Tinesh Bhasin &Amp; Priya Nair

Should you invest in SIPs for perpetuity?

Should you invest in SIPs for perpetuity?

Rediff.com   28 Apr 2017

Ideally, one should opt for a 5 to to 10- year period in an MF scheme or exit when the goal is reached.

Rs 5,000 crores invested in SIPs every month!

Rs 5,000 crores invested in SIPs every month!

Rediff.com   21 Apr 2017

'Debt mutual funds are a good option now because interest rates are coming down.' 'Retail investors must put a majority portion of your money in short-term debt funds (1 to 3 years) and only a small portion in actively managed dynamic funds.'

Claiming HRA: Can't get away with fake rent receipts

Claiming HRA: Can't get away with fake rent receipts

Rediff.com   21 Apr 2017

When submitting house rent allowance receipts, claiming that you pay rent to a close relative like parents, siblings or spouse, ensure that you have supporting documents to substantiate it.

This day trader lost Rs 24 lakh in 5 minutes

This day trader lost Rs 24 lakh in 5 minutes

Rediff.com   19 Apr 2017

Chirag Gupta, who trades in futures & options, had made a profit of Rs 6 lakh, but...

Travelling abroad? Tips to save dollars

Travelling abroad? Tips to save dollars

Rediff.com   17 Apr 2017

If you are travelling internationally in the next two months, it's a good time to exchange your currency.

Of saving tax and giving back to society

Of saving tax and giving back to society

Rediff.com   7 Apr 2017

Do you know you can invest in funds to donate money for a good cause?

Seeking justice? Now you can afford it

Seeking justice? Now you can afford it

Rediff.com   4 Apr 2017

The Supreme Court has introduced the Middle Income Group Legal Aid Society, where the lawyer's fees are capped. But there are certain conditions, reports Tinesh Bhasin.

3 disadvantages of group life insurance

3 disadvantages of group life insurance

Rediff.com   4 Apr 2017

If you quit or change jobs in your 40s, buying an individual term plan will be expensive. You might not even get one if you have health problems, says Priya Nair

Cibil to now help borrowers get the best loan

Cibil to now help borrowers get the best loan

Rediff.com   31 Mar 2017

The difference between Cibil and other marketplaces is that in the case of the latter the credit report is accessed after the customer clicks the loan offer, while in the case of Cibil the customer first checks the credit score and then applies for the loan.

Want a loan? Pay your phone bills in time

Want a loan? Pay your phone bills in time

Rediff.com   29 Mar 2017

Lenders now use your phone data, utility bill payment records and other non-traditional parameters to determine if you are creditworthy.

Investing in affordable housing? Don't!

Investing in affordable housing? Don't!

Rediff.com   24 Mar 2017

Given that some reputed builders are also present in this segment and the cheap rates, does affordable housing make a good investment option?

Upset about bank fee on cash transactions?

Upset about bank fee on cash transactions?

Rediff.com   14 Mar 2017

Don't fret, says Tinesh Bhasin.

What is a job loss fund? Do you have it?

What is a job loss fund? Do you have it?

Rediff.com   9 Mar 2017

It should cover mandatory expenses, insurance premiums and loan installments for six months to a year.

5 reasons why pre-paid cards are the rage

5 reasons why pre-paid cards are the rage

Rediff.com   9 Mar 2017

Open loop pre-paid cards come with a two-factor authentication. One for ATMs and PoS transactions, and the other for online transactions

Are gold bonds the best way to invest in yellow metal?

Are gold bonds the best way to invest in yellow metal?

Rediff.com   8 Mar 2017

At face value of Rs 2,893 and interest payout of 2.5 per cent, sovereign gold bonds offer best route to invest in yellow metal, says Tinesh Bhasin

Why it doesn't make much sense to invest in a house, now

Why it doesn't make much sense to invest in a house, now

Rediff.com   3 Mar 2017

In the Budget, the government has banned cash transactions above Rs 300,000. This means that people will have to pay stamp duty and registration charges on the actual cost of transaction.

Planning to invest in balanced funds? Read this first!

Planning to invest in balanced funds? Read this first!

Rediff.com   3 Mar 2017

Balanced funds are suitable for investors who have low-risk appetite or are new to equities.Those with more than seven-year investment horizon should look at funds that have higher equity exposure.

How note ban helped life insurance companies

How note ban helped life insurance companies

Rediff.com   21 Feb 2017

In January 2017, the growth in total premium was Rs 13,138 crore, against Rs 10,284 crore in January 2016, a growth of 28 per cent.

Health insurance cos pay you to stay healthy!

Health insurance cos pay you to stay healthy!

Rediff.com   21 Feb 2017

Staying healthy is good news for the insurance company as well since it implies lower claims. Insurance companies offer discounts anywhere between 8 And 30 per cent discount on premium.

It's difficult to escape the taxman now!

It's difficult to escape the taxman now!

Rediff.com   20 Feb 2017

With big data analyses, your investments, spends and big purchases are being tracked more closely now by the income tax department.